ICICI Lombard Q4: GDPI Growth Surges 18.2%, Health Insurance Leads at 38.2%

ICICI Lombard General Insurance reported a strong Q4 FY26, with Gross Direct Premium Income (GDPI) growing 18.2% to Rs 7,340 crore — well above the industry growth of 10.9%. Net profit rose 7.3% YoY to Rs 546.6 crore.

Key Highlights: Health GDPI grew 38.2% in Q4; retail health individual premiums surged 54% for FY26. Combined ratio improved 130 bps to 101.2%. Solvency ratio stable at 2.67x.

Sources: Reuters (April 15, 2026), Business Standard (April 15-16, 2026), ICICI Lombard Earnings Call (April 15, 2026)