About

Editorial Policy

How BimaNiti researches, sources, and maintains its content.

Mission

BimaNiti provides independent, plain-language analysis of India's insurance sector. Our goal is to make regulatory developments, insurer performance data, and market trends accessible and useful for insurance professionals, practitioners, and informed policyholders.

Sourcing and Attribution

Every factual claim on BimaNiti is traced to its original source. We cite sources inline using numbered superscript references. Primary sources include:

  • IRDAI circulars, exposure drafts, and annual reports
  • Insurer annual reports and stock exchange filings (BSE, NSE)
  • Government publications (budget documents, parliamentary committee reports)
  • Industry body data (General Insurance Council, Life Insurance Council)
  • News agency reports from reputable sources (Reuters, PTI, etc.)

Where we cite a secondary source, the original source is identified to the extent possible. Sources for the Guide are maintained in a structured source map within the site's data layer.

Independence

BimaNiti operates independently. We are not affiliated with any insurer, insurance broker, reinsurer, or the Insurance Regulatory and Development Authority of India (IRDAI). We do not accept sponsored content, paid placements, or compensation from any entity for coverage or analysis. No external party has editorial control over content.

The site may participate in analytics programmes (Umami Analytics, self-hosted) for aggregate traffic measurement. This has no influence on editorial content.

Corrections Policy

We are committed to accuracy. If an error is identified in any content:

  • It will be corrected as soon as the error is verified
  • The correction will be noted at the bottom of the relevant post or page
  • Substantive corrections will be called out clearly

To report an error or request a correction, email contact@bimaniti.in.

Content Types

BimaNiti publishes several types of content, each with distinct editorial standards:

  • Analysis — Original interpretation of regulatory, market, or corporate developments. Analysis represents the author's informed opinion and is clearly attributed.
  • News summaries — Factual recaps of developments, sourced and attributed. Aimed at keeping readers informed without editorialising.
  • The BimaNiti Guide — An A–Z reference to Indian insurance. Compiled from regulatory sources and insurer disclosures, with inline source citations and a structured source map.
  • Learn tracks — Educational content covering insurance fundamentals. Designed for readers new to the topic.

Contact

For editorial enquiries, corrections, or tips: contact@bimaniti.in