Legal

Terms of Use

Effective: July 2026

1. Acceptance

By accessing or using BimaNiti (bimaniti.in), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website.

2. Use of the Site

BimaNiti is provided for personal, non-commercial reading and educational use. You may:

  • Read, bookmark, and share links to content
  • Cite content with proper attribution to BimaNiti and the original source

You may not:

  • Reproduce, republish, or redistribute content in bulk without prior written permission
  • Scrape, crawl, or systematically extract content
  • Use the site for any unlawful purpose
  • Attempt to disrupt or compromise the website's security

3. Intellectual Property

Original analysis, commentary, and data compilations published on BimaNiti are our intellectual property unless otherwise stated. Public data from IRDAI, insurer filings, government reports, and industry bodies is used under fair dealing principles for analysis and commentary.

The BimaNiti name and logo are our trademarks. You may not use them without prior written consent.

4. No Professional Advice

All content on BimaNiti is for informational and educational purposes only. It does not constitute financial, insurance, legal, tax, or investment advice. No content on this site creates an advisor-client relationship between you and BimaNiti. You should consult qualified professionals for advice specific to your circumstances.

5. Limitation of Liability

BimaNiti provides content "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any content. We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or reliance on any content published on this site. Errors may occur, and information may become outdated. Independent verification is recommended.

6. External Links

BimaNiti may link to external websites (IRDAI, insurer sites, news sources, etc.). We are not responsible for the content, accuracy, or privacy practices of those sites. Links do not imply endorsement.

7. Modifications

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the revised terms.

8. Governing Law

These terms are governed by the laws of India. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts in New Delhi.

9. Contact

For questions about these terms, email: contact@bimaniti.in